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European Skimmers Moving Beyond ATMs

by Dave on April 2, 2013

ATM machineDiligent cybercrime sleuth Brian Krebs reports (http://ow.ly/jEl3O) that in Europe “innovative skimming devices are turning up on everything from train ticket kiosks to parking meters and a host of other unattended payment terminals.”

These are the same types of skimmers that have been found frequently on ATMs in the U.S over the past few years.

Here in the U.S. we use credit and debit cards mostly at ATMs and POS (point of sale) retail transactions. I’ve only begun to see parking meters and other devices that will accept credit/debit cards.

I noticed that Bank of America recently changed their ATM process. They now accept your card as before, but immediately pop it right back out before asking for a PIN. Once customers are used to the process, they won’t automatically enter a PIN if their card doesn’t come out. I can’t help but wonder if this change isn’t a response to ATM skimmers.

Krebs goes on to say:

Because chip-and-PIN is not yet widely supported in the United States, skimmer scammers who steal card data from European ATM users tend to ship the stolen card data to buyers or co-conspirators in the United States, where the data is encoded onto fabricated cards and used to pull cash out of U.S. ATMs.

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